The Virgin Money credit card is owned by Nationwide Building Society. Virgin Money, one of the UK’s largest retail banks, was acquired by Nationwide Building Society for approximately £2.7 billion, with the deal completed in October 2024[3][2][5]. Following this acquisition, Virgin Money credit card products and services are ultimately under the ownership and control of Nationwide Building Society[3][5].
Virgin Money continues to operate as a consumer-facing brand and offers its credit cards and digital banking services to more than 6.6 million customers across the UK. The cards themselves are issued and managed by Virgin Money, leveraging technology partnerships—for example, with Mastercard for open banking capabilities—but ultimate ownership resides with Nationwide Building Society[3][2].