Who Owns Revolut?

Revolut is owned by its founders and investors, with Nik Storonsky the largest. Companies House records Mr Nikolay Storonskiy holding more than 25% but not more than 50% of Revolut Group Holdings Ltd, with the right to appoint and remove directors — the only registered controller. Revolut finally became a full UK bank on 11 March 2026, five years after applying, and its deposits are now FSCS-protected. Ownership verified 6 September 2026.

Who owns Revolut?

Revolut is private. It is owned by its founders, its staff through share schemes, and a long list of venture capital and institutional investors — with no single controlling shareholder.

The register names one of them. Mr Nikolay Storonskiy, resident in England, is the sole active person with significant control of REVOLUT GROUP HOLDINGS LTD (12743269), holding more than 25% but not more than 50% of shares together with the right to appoint and remove directors, notified 15 July 2020.

Note the spelling. The register records Storonskiy; he is universally written as Nik Storonsky. Companies House reproduces what a company files, and small variances like this are why name searches fail and company numbers do not.

Vlad Yatsenko, the co-founder and chief technology officer, does not appear — which places his holding below the 25% threshold at which registration is required.

Legal entity and parent group

Revolut is not one company but a stack of them, all at 30 South Colonnade, Canary Wharf:

• REVOLUT GROUP HOLDINGS LTD (12743269, incorporated 15 July 2020) — the top of the UK chain
• REVOLUT HOLDINGS INTERNATIONAL LTD (12734772, incorporated 10 July 2020)
• REVOLUT LTD (08804411, incorporated 6 December 2013) — the original operating company
• REVOLUT BANK UK LTD (12871051, incorporated 10 September 2020) — the bank
• REVOLUT TRADING LTD, REVOLUT TRAVEL LTD and others for the non-banking services

The separation matters more here than at most companies, because different Revolut products sit in different legal entities with different protections — see below.

There is also a name trap: a REVOLUT LIMITED (07207124) existed and was dissolved in September 2011, two years before the real company was incorporated. It has no connection to the bank.

Regulatory status and authorised firm

This section changed materially in 2026, and anything written before March that year is out of date.

Revolut applied for a UK banking licence in 2021. It was granted one with restrictions in July 2024, entering the “mobilisation” stage — a probationary period, normally twelve months, in which a bank builds out its systems under a cap on deposits. Revolut’s ran considerably longer than usual.

On 11 March 2026, the Prudential Regulation Authority approved Revolut Bank UK Ltd‘s exit from mobilisation. It is now a fully authorised UK bank, regulated by the PRA and the FCA on the same basis as any other.

The consequence for customers is real: eligible deposits with Revolut Bank UK Ltd are covered by the Financial Services Compensation Scheme, up to £120,000 per person — the limit having risen from £85,000 on 1 December 2025.

Two qualifications that are easy to miss. Money held in Revolut’s older e-money accounts is not a bank deposit and is safeguarded rather than FSCS-protected, so the protection depends on which entity holds your money. And cryptocurrency held through Revolut is not covered at all — crypto sits outside the FSCS entirely, regardless of the banking licence. The Financial Services Register is the authoritative source for which Revolut entity is authorised to do what.

Shareholders and controlling interests

Storonsky is the largest individual shareholder, at between 25% and 50% on the register. Beyond him, Revolut’s capital has come through successive private funding rounds, and its investors have included SoftBank, Tiger Global, TCV, Index Ventures, Balderton, Schroders and others.

None appears on the PSC register, which means none holds 25% or more. That is the ordinary shape of a venture-backed company: many investors, each below the registrable threshold, and a founder who is the only name that surfaces.

Revolut has never floated. Its valuation has been set instead by private rounds and by secondary share sales that let staff and early investors cash out — the mechanism by which a private company can be repeatedly revalued without a market price. Those valuations are reported, not filed.

Group companies and brands

The group runs banking, currency exchange, share and crypto trading, travel booking and business accounts under the single Revolut brand — an unusually wide range for one name, spread across the separate legal entities listed above.

Revolut is not connected to Monzo, Starling, Wise or N26, each separately owned and, in Monzo’s and Starling’s case, covered elsewhere on this site. Nor is it part of any established bank: it is a genuinely independent company, which is rarer among British consumer finance brands than it appears — Tesco Bank’s and Sainsbury’s Bank’s banking businesses have both passed to incumbents, as covered on this site.

Sources and verification

All company numbers, incorporation dates and the PSC entry with its band and 15 July 2020 date come from Companies House and can be checked directly. The banking authorisation and the March 2026 mobilisation exit are matters for the PRA and the Financial Services Register, which is the authoritative source on what Revolut is licensed to do — not Companies House.

Two limits. The register gives a band, not a percentage: Storonsky’s holding is somewhere between a quarter and a half, and nothing filed narrows it. And investors below 25% are invisible, so the register lists one name where the actual share register runs to dozens. Valuations, funding rounds and secondary sales are reported rather than filed. Companies House does not verify most filed information.